Series EE/E: First issued in 1941, Series E savings bonds were once “the world’s most widely held security,” according to the Treasury — which discontinued Series E bonds in 1980, and replaced them with Series EE savings bonds. The purchase date determines the interest rate of these childhood savings bonds. Minimum interest rates on by Series E and Series EE bonds vary based on the bond's issue date. Series E Bonds Series E bonds were issued at a 75 percent discount to their face value, and they IRS Form 8815, Exclusion of Interest From Series EE and I U.S. Savings Bonds Issued After 1989, is used to calculate the excludable interest.My recommendation is that you take a good look at the

1 Feb 2017 Savings bonds offer a lower rate of return than other college savings The interest rate on a Series EE bond is a paltry 0.1 percent, However, if you purchased a savings bond in the 1980s or 1990s, when interest rates were  For all EE bonds issued before May 1995, the guaranteed rate for extension periods entered on or after March 1993 has been 4 percent. An extended maturity period is usually 10 years. The exception is when a period of a different length is needed to complete the EE bond's total interest-earning life span of 30 years. Interest Rates and Terms for Series EE Savings Bonds Electronic Series EE savings bonds, purchased via TreasuryDirect, are sold at face value. For example, you pay $25 for a $25 bond. WASHINGTON - Beginning in 1990 interest on newly purchased series EE United States savings bonds may be tax free if the proceeds from the bonds are used to pay college tuition. The IRS said that the bonds must be issued in the name of the taxpayer as sole owner, or the taxpayer and the taxpayer's spouse as co-owner. Series EE savings bonds issued in the 1980s and early 1990s have an original maturity of 20 years, and an extended maturity of 10 years, for a total of 30 years until the final maturity of the bonds. These bonds were purchased at half their face value. The Series EE savings bonds issued since May 2005 earn a fixed rate of interest for the life of a bond. The rate for newly issued bonds is reset or adjusted on May 1 and November 1 each year.

While savings bonds do not earn high interest, the low interest rate is the interest, you can defer earnings and taxes on Series E, EE, and I bonds for long periods. In 1990, the Treasury department established the Education Bond Program, 

For all EE bonds issued before May 1995, the guaranteed rate for extension periods entered on or after March 1993 has been 4 percent. An extended maturity period is usually 10 years. The exception is when a period of a different length is needed to complete the EE bond's total interest-earning life span of 30 years. Interest Rates and Terms for Series EE Savings Bonds Electronic Series EE savings bonds, purchased via TreasuryDirect, are sold at face value. For example, you pay $25 for a $25 bond. WASHINGTON - Beginning in 1990 interest on newly purchased series EE United States savings bonds may be tax free if the proceeds from the bonds are used to pay college tuition. The IRS said that the bonds must be issued in the name of the taxpayer as sole owner, or the taxpayer and the taxpayer's spouse as co-owner. Series EE savings bonds issued in the 1980s and early 1990s have an original maturity of 20 years, and an extended maturity of 10 years, for a total of 30 years until the final maturity of the bonds. These bonds were purchased at half their face value. The Series EE savings bonds issued since May 2005 earn a fixed rate of interest for the life of a bond. The rate for newly issued bonds is reset or adjusted on May 1 and November 1 each year. series EE and I bonds you cash. You will need the information on this form to complete Form 8815, Exclusion of Interest From Series EE and I U.S. Savings Bonds Issued After 1989. Form 8815 is used to figure the amount of interest you can exclude from your income when you file your income tax return. The

How does Treasury decide on the interest rate for these EE Bonds? What have interest rates been 

Minimum interest rates on by Series E and Series EE bonds vary based on the bond's issue date. Series E Bonds Series E bonds were issued at a 75 percent discount to their face value, and they IRS Form 8815, Exclusion of Interest From Series EE and I U.S. Savings Bonds Issued After 1989, is used to calculate the excludable interest.My recommendation is that you take a good look at the Savings bonds have been one of the most popular investments in the United States for more than a century, and perhaps the Series EE savings bond is the most well known. Issued by the Department of the Treasury to help raise money to fund the government, Series EE savings bonds allow investors to buy bonds in much smaller denominations than traditional corporate or municipal bonds, which

31 Oct 2018 Series I Savings Bonds: Unlike EE bonds, I bonds have both a fixed interest rate and an inflation rate, and they are not guaranteed to double in 

4 Feb 2011 Bonds which have not reached final maturity are earning interest at either guaranteed or market-based rates; whichever produces the higher  31 Oct 2018 Series I Savings Bonds: Unlike EE bonds, I bonds have both a fixed interest rate and an inflation rate, and they are not guaranteed to double in  1 Feb 2017 Savings bonds offer a lower rate of return than other college savings The interest rate on a Series EE bond is a paltry 0.1 percent, However, if you purchased a savings bond in the 1980s or 1990s, when interest rates were  For all EE bonds issued before May 1995, the guaranteed rate for extension periods entered on or after March 1993 has been 4 percent. An extended maturity period is usually 10 years. The exception is when a period of a different length is needed to complete the EE bond's total interest-earning life span of 30 years. Interest Rates and Terms for Series EE Savings Bonds Electronic Series EE savings bonds, purchased via TreasuryDirect, are sold at face value. For example, you pay $25 for a $25 bond.

16 Aug 2019 As of May 2019, the annual interest rate for Series EE bonds issued In 1990, Congress created the Education Savings Bond program. Now 

EE bonds earn interest until they reach 30 years or you cash them, whichever comes first. To find out whether your bond is earning interest and what the bond is  14 Sep 2015 Electronic Series EE savings bonds, purchased via TreasuryDirect, are sold at face value. For example, you pay $25 for a $25 bond. Paper EE  One thing that you should know about savings bonds, is that the interest rates are very low at the moment. According to the US Treasury website, EE bonds that  19 Aug 2010 I'm presuming that it's a Series EE savings bond. Bonds with issue dates of November 1986 through February 1993 had a guaranteed minimum rate of 6 percent These bonds have a final maturity of 30 years from the date of issue. If you deferred paying taxes on the interest earnings, you'll owe taxes in  2 Sep 2009 Savings Bond Calculator – when to cash in series ee savings bonds Series EE savings bonds issued in the 1980s and early 1990s have an to establishing an interest rate depending on when the savings bonds were  5 Nov 2019 Interest on savings bonds is subject to federal income tax. Series EE Bonds, the common variety first issued in 1980—and still a combined fixed and inflation-adjusted rate—were first issued in 1998. An exception, in certain cases, is if you use the proceeds from bonds issued in 1990 or later to pay 

One thing that you should know about savings bonds, is that the interest rates are very low at the moment. According to the US Treasury website, EE bonds that  19 Aug 2010 I'm presuming that it's a Series EE savings bond. Bonds with issue dates of November 1986 through February 1993 had a guaranteed minimum rate of 6 percent These bonds have a final maturity of 30 years from the date of issue. If you deferred paying taxes on the interest earnings, you'll owe taxes in  2 Sep 2009 Savings Bond Calculator – when to cash in series ee savings bonds Series EE savings bonds issued in the 1980s and early 1990s have an to establishing an interest rate depending on when the savings bonds were  5 Nov 2019 Interest on savings bonds is subject to federal income tax. Series EE Bonds, the common variety first issued in 1980—and still a combined fixed and inflation-adjusted rate—were first issued in 1998. An exception, in certain cases, is if you use the proceeds from bonds issued in 1990 or later to pay  If the interest payments don't cause the bond to reach full face value at the end of 20 years, the The annual interest rate for EE bonds issued from Nov. 1, 2018  How does Treasury decide on the interest rate for these EE Bonds? What have interest rates been